Imagine loyalty points
as liquid as cash.
Pay with
StablePoints™
loyalty Network
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Welcome to the next generation of loyalty.
From tap-to-pay redemptions at the point of sale to cross-program offers and gamified rewards, unlock real-time utility for loyalty programs, merchants and consumers alike.
How it works
Earn Loyalty Points
- Consumers earn rewards from brands, banks, or teams—just like any traditional loyalty program.
- Points are tokenized into StablePoints™—a branded digital asset with real-world value.
- Consumers redeem StablePoints™ at checkout via Visa, stablecoin, or Web3-enabled POS systems using the SmartWallet™ app.
Cross-Redeem, Get Rewarded
- Users can access partner rewards, bonus offers, and even auto-enroll in linked loyalty programs with full consent management powered by SMT.
BLOCKCHAIN AGNOSTIC
Store Objects Off or On chain across any public blockchain or marketplace
Or just deploy on our centralized platform to reduce costs / compliance challenges
“Mint-on-create” or “User mint”
Run your own private EVM or SVM permissioned chain
Secure
- Secure enclaves
- Complete compliance
- Brand safety
Easy
- 2-tap signup
- Chain agnostic
- Bridge Web2 & Web3
Immersive
- Acquisition
- Engagement
- Loyalty
Why Pay with StablePoints™?
For Consumers
- Spend points like cash
- One wallet for all rewards
- Unlock cross-program offers
- Drive cardholder engagement & spend
- Reduce loyalty liability via tokenization
- Acquire new members via Linked Loyalty™
- Fund offers & boost conversion
- Accept points with zero tech lift
- Track results in real time
Why Pay with StablePoints™?
Linked Loyalty™: Grow Together
- Link your loyalty program to a growing ecosystem of brands, merchants, and financial institutions.
- Share members and promote exclusive offers
- Set point conversion rates with trusted partners
- Auto-enroll new users—with consent managed by SMT
- Share members and promote exclusive offers
- Use StablePoints™ to:
- Fund bonus points and checkout discounts
- Reward behaviors like visits, referrals, or product trials
- Track results in your own merchant dashboard
- Fund bonus points and checkout discounts
- Tap-to-pay functionality
- Redeem rewards in-store or online
- AI-personalized offers and gamified earn and burn challenges
- Secure, custodial wallet experience—ready for the mainstream
- Tap-to-pay functionality
Built for Trust and Scale
- SOC 2-ready custodial wallet framework
- KYC/AML compliant onboarding
- MiCAR/SEC-ready token structure
- Visa + Bridge integration for global merchant acceptance
- SOC 2-ready custodial wallet framework
Join the Network
Whether you're a brand, issuer, sports teams, or merchant, Pay with StablePoints™ lets you plug into a frictionless, interoperable loyalty ecosystem that grows with you.
Ready to Pay with Points?
FAQ
How quickly can we go live?
Most programs launch in 6–8 weeks from contract signing, thanks to our pre-built connectors and professional services team.
What are the costs?
You pay only a small network fee per transaction; there are no monthly platform or integration fees during pilot.
Is my program’s liability limited?
Yes—the blockchain handles redemption settlements instantly, and you retain full control over point economics.