A full stack for programmable loyalty
SMT provides the infrastructure to issue, manage, and redeem loyalty points as programmable value - embedded into your existing tech stack and designed for the next generation of consumers.



Trusted by the worlds biggest brands
A full stack for PROGRAMMABLE LOyalty
SMT provides the infrastructure to issue, manage, and redeem loyalty points as programmable value - embedded into your existing tech stack and designed for the next generation of consumers.
Trusted by the world's biggest brands
A unified loyalty LAYER
for Real value
One infrastructure layer that connects engagement, incentives, and spend; giving card issuers and merchants a modern foundation for next-generation loyalty and payments.

NEXT-GEN ENGAGEMENT
Engagement with measurable outcomes
SMT powers immersive, mobile-first loyalty experiences that motivate real actions, driving acquisition, visits, spend, and data capture through programmable earn-and-redeem journeys.

LINKED LOYALTY
One ecosystem, shared growth
SMT enables issuers and brands to form connected loyalty networks, unlocking cross-brand activations, partner-funded rewards, and interoperable value without merging systems or data.

PAY WITH POINTS
Loyalty value that works in the real world
SMT transforms points into programmable value that can be redeemed at checkout, enabling pay-with-points experiences across everyday commerce, embedded into existing payment flows.
THE PLATFORM BUILT FOR PERFOMANCE
A self-serve, composable loyalty engine for building and managing next-generation cardholder loyalty programs. Create mobile journeys, program points, run prize drawings, and track performance - all with minimal lift inside a platform built for scale.
4.6x higher outcomes
Compared to traditional campaigns
1m 31s avg dwell time
Meaningful attention and sustained interaction
79% GenZ & Millennial users
Strong adoption across next-gen audiences


Modular experiences that drive measurable outcomes
A modular, self-serve engine for building and managing future-proof loyalty programs. Create mobile journeys, program points, run prize drawings, and track performance - all with minimal lift inside a platform built for scale.

4.6
x
Higher outcomes
Compared to traditional campaigns.
1
m
31
s
Average Dwell Time
Meaningful attention and sustained interaction
79
%
Gen Z & Millennial users
Strong adoption across next-gen audiences
Tailored to your business,
proven for your audience
See how SMT delivers measurable value across banks, sports, and consumer brands, with solutions designed for each audience.
Be like a Challenger bank, without the Challenge


Stay compliant with GDPR, SOC2 and KYC/AML-ready frameworks
Gather consented first-party data that connects directly into your existing marketing stack
Boost activation and card usage with gamified experiences built for next-gen customers
Capture incremental revenue through merchant-funded offers and card-linked incentives
Eliminate loyalty liability by moving points on-chain and simplifying redemption.
Turn Fandom into Measurable Outcomes


Run mobile, gamified fan experiences in-stadium and at home
Capture actionable first-party profiles linked to real fan behaviors.
Prove sponsor ROI and unlock new revenue channels through measurable outcomes.
Keep fans active year-round with challenges, rewards, and dynamic content.
Reduce acquisition costs by replacing paid ads with trackable, organic fan activation.
Connect customer behavior to real business outcomes


Capture first-party customer data tied to real actions and visits
Drive footfall with gamified incentives that boost in-store traffic
Enable shared rewards across stores, brands, or mall partners
Reduce point liability with tokenized, on-chain reward value
Attribute visits, engagement, and redemption to each activation.
Be like a Challenger bank, without the Challenge


Stay compliant with GDPR, SOC2 and KYC/AML-ready frameworks
Gather consented first-party data that connects directly into your existing marketing stack
Boost activation and card usage with gamified experiences built for next-gen customers
Capture incremental revenue through merchant-funded offers and card-linked incentives
Eliminate loyalty liability by moving points on-chain and simplifying redemption.
Turn fandom into measurable outcomes


Run mobile, gamified fan experiences in-stadium and at home
Capture actionable first-party profiles linked to real fan behaviors.
Prove sponsor ROI and unlock new revenue channels through measurable outcomes.
Keep fans active year-round with challenges, rewards, and dynamic content.
Reduce acquisition costs by replacing paid ads with trackable, organic fan activation.
Ready to Convert Your Fandom?
Book a demo
Connect customer behavior to real business outcomes


Capture first-party customer data tied to real actions and visits
Drive footfall with gamified incentives that boost in-store traffic
Enable shared rewards across stores, brands, or mall partners
Reduce point liability with tokenized, on-chain reward value
Attribute visits, engagement, and redemption to each activation.
Ready to Turn Customer Behavior Into Business Results?
Book a demo

Why world class brands choose smt
Liability Optimization
We enable brands to better manage loyalty obligations and accelerate revenue recognition.
Higher Conversion
Frictionless earn-and-burn experiences increase overall program effectiveness.
New Revenue Streams
Frictionless earn-and-burn experiences increase overall program effectiveness.
Cross-Brand Distribution
Enables cross-program promotion that drive new customer flow, shared growth, and incremental value.
Rapid Deployment
Launch modular loyalty capabilities in 4–6 weeks, without ripping out existing systems or disrupting consumer experiences.
Intelligent Reward Engine
AI-driven incentives and gamified mechanics adapt dynamically based on how consumers engage, earn, and redeem.
Enterprise-Grade Security
Privacy-first, enterprise-ready frameworks aligned with GDPR, SOC 2, and partner-led KYC/AML requirements.
Smarter Loyalty Economics
Programmable point value and network participation unlock more efficient funding models and higher ROI across loyalty programs.

engagement proven in the real world
See how global brands, teams, and financial institutions use SMT to drive measurable participation, data capture, and revenue.








Seamless integration with your tech stack
From payments to CRM, SMT connects effortlessly with your existing systems and native apps, activating loyalty data across every channel.
From payments to CRM, SMT connects effortlessly with your existing systems and native apps, activating loyalty data across every channel.












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